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Direct Media Power, Inc. Benefits and Services Explained

October 3, 2012 By Leave a Comment
Direct Media Power

Direct Media Power

Radio advertisement powerhouse Direct Media Power, Inc. speaks about their exclusive service offerings and how radio can benefit most businesses.

A Gathering of Experts: Good morning, thank you for taking time to be with us today.

Direct Media Power: Thank you for having us.

A Gathering of Experts: Let’s get started, shall we? To begin, can you tell us a little about Direct Media Power? Specifically, for those who are unfamiliar with marketing terms, what is a direct response media firm?

Direct Media Power: Essentially what we do is create advertisements for our clients that elicit a direct response from their target consumer.

A Gathering of Experts: So would these be primarily businesses that do not require a retail environment?

Direct Media Power: Exactly–anything personal service. Think credit counseling, tax settlement, loan modification services, and specialized health products. There is a broad range of businesses we can work for effectively.

A Gathering of Experts: How does it work?

Direct Media Power: First, we visit with the client to find out exactly what they want and need. Then, we set to work researching the best markets. When we know where to advertise and who we are speaking to, we write, edit, and produce a radio commercial for our client to approve.

A Gathering of Experts: Where do these ads run?

Direct Media Power: We have access to virtually every corner of the country.

A Gathering of Experts: How does Direct Media Power stack up against media buyers and brokers?

Direct Media Power: First, they are not going to take any responsibility creating a commercial; we do. And, we pay for it as well. It is a free service to our clients.  Also, we provide a monitored/recorded call center with live transfer capabilities. All this with a money back guarantee.

A Gathering of Experts: How do your clients track their results?

Direct Media Power: We use a third party real-time, online tracking service – which we also provide free of charge — that records every call that a campaign generates.  There is no guessing here.  Companies that work with us can “see, feel, and touch” the response and effectively manage their people and sales process.

A Gathering of Experts: We understand that you take on more of a partner role than just a service provider. Can you explain?

Direct Media Power: After initial cash testing, which is just a few thousand dollars in most cases, we will evaluate the volume of calls generated. Based on that, our clients may have the option to pay only for the future calls they actually receive instead of the airtime, which can get expensive.

A Gathering of Experts: That sounds like it affords your clients the opportunity to focus their capital on other aspects of their business.

Direct Media Power: It does. And, since we are a radio-only provider, we are great at what we do and can have the client’s message on-air in just a few days.

A Gathering of Experts: Very good to know. We look forward to speaking with you again in the future.

Direct Media Power: Thank you again.

 

Direct Media Power, Inc., the nation’s most trusted source for pay per call direct media response services, is located just outside of Chicago. The group has successfully placed over $50,000,000 in national radio advertising in just the last five years. The team at Direct Media Power enjoys working relationships with all major radio broadcast networks as well as with thousands of local stations.

For more information on how to turn radio into revenue, visit directmediapower.com

 

Filed Under: Media Tagged With: , , , ,

Q&A with Rising Stars Founder Paul Savramis

October 3, 2012 By Leave a Comment
Paul Savramis

Paul Savramis

Paul Savramis built a strong foundation in physical education and child psychology early, earning a Master’s degree in both subjects. As he was pursuing these degrees, Paul Savramis founded the Eastern Invitational Summer Basketball Camps in order to provide an outlet for young people to Play to Learn and to Grow. After a decade spent directing these summer camps, Paul Savramis wanted a program that would help kids year-round and Rising Stars was that program. This organization, birthed in 1996, provides children an opportunity to develop life skills and important values while learning basketball skills. Below, Paul Savramis answers some of the most frequently asked questions about the Rising Stars program.

Q: Rising Stars has become one of the nation’s most respected Youth Foundations. Explain what makes your program unique.

Paul Savramis: Rising Stars seeks to enroll children into its yearly programs in grade school. We do that through our clinics and camps. Children are placed on teams and participate in tournaments and leagues. Throughout that time we seek to reinforce family values and a sense of community. Our goal is to keep each child that enrolls in our programs active and in those programs throughout HS. We measure our success by the number of kids that go on to college following their senior year. I believe that the most unique aspect of this program is the degree of involvement and interaction between our coach’s and the players on our teams. We have dedicated teachers, not just coaches that stay involved and act as a valuable resource throughout the child’s development. Basketball is a tool to reach kids so that we can teach kids.

Q: What are the age groups for your Rising Stars?

Paul Savramis: Children are enrolled on teams in grade school from elementary school to high school. Teams start in grades 3 and 4 and continue throughout the player’s senior year. Clinics for younger children are offered.

Q: What about the younger children?

Paul Savramis: We have special sessions for kindergarten to fourth graders, providing lessons in a fun manner that is age and skill appropriate. We strongly believe that the emphasis of teaching at that age is Fun-damental. All Rising Stars clinics are interactive. Rising Stars was a pioneer in this style of camp and clinic.

Q: Can you tell me a bit about the camp’s philosophy?

Paul Savramis: Rising Stars has always believed that students learn more by actively participating. As I always say, if you tell someone they’ll forget. Show them and they’ll remember. Let them be involved, and they’ll understand.

We also stress that if you believe it you will achieve it. The Whiz Kids (Our travel group for away clinics) put on inspirational shows that demonstrate that Anything Is Possible.

Q: What about class size?

Paul Savramis: Camp and clinics size are strictly limited to assure each child remains an individual. We believe in working with smaller groups so that each child is able to get the personalized attention he or she needs.

Q: How much does a session at a Rising Stars camp cost?

Paul Savramis: Currently we have camps at Long Island Lutheran where enrollment is just over $1000 for each two week session. These particular camps are open to older children, from fourth grade to twelfth grade. Bus transportation and lunch is provided at an extra $60 charge.

Long Island Lutheran is our home base and is one of the largest summer programs in the world.

Yearly clinic costs vary by length of camp and specialty.

Q: What can I expect in my child’s daily session at Rising Stars?

Paul Savramis: Each session features introductions of new skills, as well as the opportunity to practice those skills. Participants put those skills into practice in one-on-one tournaments, daily drills and in games.

Q: Do you offer private training sessions outside of the camp?

Paul Savramis: Yes, a variety of individualized training sessions are available, from one-on-one to small groups of three or four students to one coach. These programs can be tailored to meet the needs of individual participants. All trainers are certified teachers.

Paul Savramis and the team at Rising Stars have received accolades from public officials and coaches around the world, including former President George W. Bush and former New York Governor George Pataki. Today, Paul Savramis leaves the day-to-day operations to Rising Stars staff as he continues to work to further the fundraising and marketing efforts of the organization. For further information and contact numbers visit Rising Stars at Risingstarsinc.org

Filed Under: Professionals Tagged With: , , ,

Hottest Exercise Trends of 2012

September 28, 2012 By Leave a Comment

Every year or so, a new exercise fad comes along that has everyone rushing to the gym. It’s a very healthy occurrence—since working out can become tedious after a while, it is important for people find a reason to be reenergized about staying in shape. As we’ve progressed through aerobics, yoga, Pilates, Tae-Bo, hot yoga, and the numerous other exercise trends, only a few have stayed around through the decades.

If you feel out of the loop as you review the current list of classes at your local gym, here’s a description of what’s hot in working out for 2012:

  • Body Flow—A workout that combines yoga, Tai Chi, and Pilates for a workout that builds muscle and increases flexibility and balance.
  • Zumba—This Columbian dance fitness routine has been all the rage in gyms for the past couple of years. Classes combine dances like salsa and merengue to help participants lose weight while having fun.
  • BodyCombat—Incorporating various forms of martial arts, including karate, boxing, taekwondo, and Tai Chi, this class uses music and moves to create an intense workout that is as challenging as it is fun.
  • Boot Camp—This type of training has been popular in gyms for several years. An instructor runs participants through a series of exercises, encouraging participants to work in teams and be competitive. These classes can be held in gyms or at parks and were initially inspired by the military style of training but have in some ways evolved to focus more on teamwork and competition.
  • Body Pump—A workout class that remains popular year after year, many devotees change gyms to continue to participate. The class puts weightlifting to music, with participants lifting barbells and doing step aerobics.

Most gyms will allow members to try each one to find the right fit for them. Each year offers new possibilities when it comes to fitness, it’s just a matter of finding the one that motivates you to get fit and stay fit.

Filed Under: Health and Beauty Tagged With:

Tips from Dr. William Knudson: How to Have Healthy Feet

September 13, 2012 By Leave a Comment
Dr. William Knudson

Dr. William Knudson

Virginia podiatrist Dr. William Knudson ’s goal is to help his patients have long-lasting foot health. While he often sees patients after foot problems have begun, whenever possible Dr. William Knudson counsels patients on preventing future foot problems by exercising proper foot care. Here are a few recommendations from Dr. William Knudson for the long-term foot health of his patients:

  • Thoroughly dry the feet after showering. Dr. William Knudson notes that many people jump right from the shower into socks and shoes. This is to be avoided for the fact that it can promote the growth of fungus. When drying the feet, Dr. William Knudson advises ensuring the space between each toe is dry. Once the foot is completely dry, you can put on fresh, clean socks and shoes. If you tend to have feet that sweat a lot, Dr. William Knudson recommends sprinkling talcum powder to help keep them dry.
  • Make sure your shoes fit. Ill-fitting shoes cause many foot problems, Dr. William Knudson reports. Trying to squeeze the feet into shoes that are too tight or have narrow design is a recipe for foot disaster. Problems like bunions, hammertoe, and Morton’s Neuroma can result from improper shoes. Don’t skimp by buying bargain shoes, Dr. William Knudson says. Instead, Dr. William Knudson recommends that shoppers on a budget visit the sales aisles at nicer shoe stores for better quality shoes at a discount price.
  • Do not sit for long periods of time. If you must, Dr. William Knudson advises walking around periodically in order to get the blood circulating. Even worse is sitting with your legs crossed. If someone must sit with crossed legs, Dr. William Knudson emphasizes the importance of changing position often to avoid inhibiting circulation.
  • Never wear used shoes. Borrowing shoes or buying used shoes can be dangerous, since some foot problems can be passed through shoes.
  • Keep your toenails trimmed. Dr. William Knudson emphasizes that untrimmed toenails can lead to ingrown toenails and other painful foot problems. Dr. William Knudson tells his patients to set a specific schedule for toenail trims and stick to it.
  • Consider a pedicure. Not only can this help keep your toenails trimmed and feet clean and healthy, the massaging action of the water is good for circulation, Dr. William Knudson tells patients. Pedicures can be especially useful for older patients who can no longer reach their feet comfortably.

Dr. William Knudson reports that if he has the opportunity to give these instructions to patients early, they prevent painful foot problems later on. He says that wearing good shoes and taking care of the feet today will ensure the wearer doesn’t regret his or her choices later.

Filed Under: Health and Beauty Tagged With: , , ,

TexasLending.com: Tips on Improving Your Credit Score

August 29, 2012 By Leave a Comment
TexasLending.com

TexasLending.com

TexasLending.com emphasizes to clients that a person’s credit score is not a reflection on them personally. In light of the country’s recent economic woes, the team at TexasLending.com has seen an increase in low credit scores. This has led many individuals to ask how they can work to improve their credit scores. While the return to a good credit rating takes work, as TexasLending.com tells clients, it’s definitely doable by following a few simple steps.

Upon visiting a mortgage lender, explains TexasLending.com, one of the first things the loan officer will normally do is pull a credit report. This gives the loan office an idea for whether or not the interested homebuyer will qualify for a mortgage loan. Often when that credit report returns a negative response, many loan officers can only offer a few cursory tips, but TexasLending.com loan officers will try to help the client more comprehensively. If a client wishes, TexasLending.com can run a computer simulation model, which will not only determine what action can be taken to improve the client’s credit score, but also determine how much of a difference that action will make in the client’s qualification for a better interest rate.

One of the biggest challenges for TexasLending.com clients in cleaning up credit is paying bills on time without fail. TexasLending.com has a few suggestions for those individuals, including setting up payment reminders or having payments automatically deducted from a bank account. If organization is the challenge, these steps can make a big difference in cleaning up credit.

If a consumer has more money going out than coming in each month, TexasLending.com recommends setting a budget that cuts out as many extras as possible. As tough as it may be, consumers might also consider getting a second job or working overtime. Once a consumer is ready to begin reducing his or her debt, TexasLending.com recommends tackling the debt in the order of the highest interest rate, one bill at a time.

In the past, consumers were told to cancel as many credit cards as possible prior to seeking a home loan. That has changed in recent years, TexasLending.com states, as consumers who manage multiple credit cards responsibly are seen as less of a credit risk than someone who has no credit cards at all.

TexasLending.com also recommends that clients keep a small balance on each credit card. When a customer completely pays a card off, TexasLending.com has found that cards which are completely paid off can negatively impact a score. However, credit bureaus also appreciate a large gap between the total credit line and the balance, so low balances are best, adds TexasLending.com.

Because each credit bureau scores differently, TexasLending.com advises working with a loan officer to better understand what you can do to improve your score. The loan officers at TexasLending.com will look at your credit score to help you determine the best way to maximize your chances of getting your dream home.

For more information, visit Texas Lending online at www.texaslending.com.

TexasLending.com
4100 Alpha Rd.
Dallas, TX  75244
NMLS# 137773

 

Filed Under: Finance Tagged With: , , ,

Douglas Andrew Discusses the TAMRA Law

August 24, 2012 By Leave a Comment
Douglas Andrew

Douglas Andrew

Douglas Andrew has established a successful series of Missed Fortune workshops and books. The Missed Fortune principles are founded upon maximum funded tax-advantaged life insurance, but Douglas Andrew stresses these must be structured correctly. Much of this structure comes from obeying tax laws, Douglas Andrew says—primarily three major tax laws enacted in the 1980s regarding the insurance industry.

Douglas Andrew regularly fields questions about these laws. Today, he addresses questions about TAMRA—the Technical and Miscellaneous Revenue Act of 1988.

Q: Why was the TAMRA Law passed?

Douglas Andrew: In the 1980s, people were putting large sums of money into life insurance policies because they knew life insurance companies were stable. Feeling the competition, banks and institutions lobbied Congress and the result was the TAMRA Law of 1988.

Q: What is the TAMRA Law?

Douglas Andrew: In essence, with the TAMRA Law, an individual cannot put his or her money in an insurance policy all at once and maintain a tax-free environment.

Q: So someone has to slowly put money in?

Douglas Andrew: It must be deposited gradually over several years in order to comply with TAMRA.

Q: Do we have to comply with TAMRA?

Douglas Andrew: Yes, if we want our money to be tax-free when it’s taken out, it’s important to comply with all of the stipulations of TAMRA.

Q: What if someone has a policy that dates prior to TAMRA?

Douglas Andrew: If someone has a policy that was taken out prior to TEFRA, DEFRA, and TAMRA, then they don’t apply. These policies were grandfathered in because they were established prior to these laws.

Q: Why should I choose a maximum insurance tax-advantaged life insurance policy over stocks and bonds?

Douglas Andrew: Insurance companies have been around since the 1800s, weathering all the ups and downs in the market. In the economic turmoil of recent years, not a single life insurance company has gone out of business.

Q: How many banks have gone out of business?

Douglas Andrew: At last estimate, more than three hundred with the recent recession.

Q: What about fees?

Douglas Andrew: The goal is to incur the least amount of fees possible, but as I tell our Missed Fortune clients, I’d rather be paying fees to an insurance company than fork over large sums of my earnings to pay taxes.

Q: How much can a person expect to pay in fees for maximum funded life insurance?

Douglas Andrew: Using the methods outlined in Missed Fortune, someone netting eight percent would pay about one percent in fees over the life of the policy. That’s seven percent with no taxes required.

For  more information on Missed Fortune and Douglas Andrew’s advice on choosing maximum funded tax-advantaged life insurance contracts, visit http://www.missedfortune.com. Douglas Andrew has had two national bestsellers and his Missed Fortune seminars are in demand throughout the country.

Filed Under: Featured, Law Firm, Professionals Tagged With: , , , , , , ,

University of Georgia

August 21, 2012 By Leave a Comment
Kyle Thomas Glasser

Kyle Thomas Glasser

A senior student at the University of Georgia, Kyle Thomas Glasser, is a one of those students, who at a very young age has set an example to fellow students, the youth in general, and even people beyond his age.  Determined to make this world a better place, his efforts in reaching to out to people who are in need through resources that are readily available to him are what triggers and inspires him to help beyond what is required or expected of him.

As a high school student, he has graduated with honors and has set an example of leadership, discipline, and that inherent affection to help people who are in need. That is why it was no wonder that he decided to pursue a medical related course in college. University of Georgia presented this environment for him — perfect for academic learning while still in touch with society in general.

Already in his senior year in college, Kyle Thomas Glasser, plans on furthering his learning by pursuing a more focused medical discipline and specializing in one field or many. His idea of being part of the medical profession is simple yet genuine, to help people.

He has been doing this for quite some time, volunteering to work for his community while he was still in high school, being part of school activities to organize academic and extra-curricular activities to help strengthen the skills and talents of his group members, peers, and even his. He is also quite active in sports and has played football and baseball to represent his school.

The interesting aspect about this student from University of Georgia is his genuine concern to improve on the lives of others. It was only recently that he embarked on a mission, a trip to Central America, to aid those who might be in need of medical attention.

He is in fact a perfect example of an individual whose pursuits are not centered on his own needs, he reaches out to help others, his endeavors are focused towards efforts to achieve and make his dream a reality — a dream that is not inspired for his own gain but for the betterment of people around him and those that he can reach out to. His talents, he uses to help enrich the lives of others while his educational learning he applies to help and teach others.

Filed Under: Personal Tagged With: , , , , , , ,

Missed Fortune Discusses the Impact of Tax on Liquidity

August 7, 2012 By Leave a Comment
Missed Fortune

Missed Fortune

The Missed Fortune series of workshops and educational materials on asset management focuses on the benefits of liquidity in financial management. Over 38 years in financial management, Missed Fortune ’s Doug Andrew has seen the profound impact taxes can have on an individual’s earning potential. For this reason, he has structured the Missed Fortune series to center on the importance of tax-free strategies.

According to Andrew, many individuals focus on taxed as withdrawn accounts, figuring by the time the tax is owed they will fall into a lower tax bracket. As Missed Fortune’s materials explain, most states have a state income tax. The average married couple filing a joint tax return in 2012 with a combined income of more than $70,700 paid not only 25% in federal tax, Missed Fortune’s Andrew says, but also in 41 states, as much as 10% in state tax.

In states with both state and federal income taxes, Missed Fortune points out that a taxpayer can pay 33% to 45% in taxes alone. This significantly decreases an individual’s earnings, Andrew says. The difference between the super-wealthy of the world and most other people is that those individuals understand compound interest in a tax-favored environment, says the Missed Fortune founder. They understand safe, positive leverage, which is the ability to own and control assets with very little of one’s own money at risk.

While Missed Fortune ’s Doug Andrew is seriously interested in accumulating cash in a tax-free environment that will earn a predictable rate of return of eight percent, he wants to do it under a tax-free umbrella. As Andrew explains in the Missed Fortune workshops, he not only accumulates his money completely tax free, but he also ensures when he someday withdraws that money, it will be tax-free as well.

Some individuals choose to try do this by postponing the taxes through a IRA or 401k, but the Missed Fortune founder points out that if he has a million-dollar nest egg, he’ll be paying as much as forty percent in taxes on it–which means he’ll only net $666,000. Taking this line of reasoning further, it means that money he had in that IRA or 401k not only isn’t completely his own money, but it never was in the first place. One-third of that money always belonged to Uncle Sam, Missed Fortune explains. And while Uncle Sam let you use that one-third on the front end, he always intended to charge you one-third on the back end.

Many retirees are now learning there is a problem with paying on the back end, the Missed Fortune founder points out. Those who paid into their retirement account years ago, with the plan to pay taxes at the end, are now finding that they aren’t in a lower tax bracket. Actually, says Missed Fortune ’s Andrew, most of them are finding they’re in a higher tax bracket than they’ve ever been–with even with less income. According to the Missed Fortune workshop, this is because retirees usually lack the deductions they had when they were younger and working—home mortgage deductions, deductions for investments in IRAs and 401ks, and deductions for dependents, who are now grown.

Learn more by visiting Missed Fortune online at www.missedfortune.com

Filed Under: Finance Tagged With: , , , ,

Dan Sciscente on Formula One’s Best

July 18, 2012 By Leave a Comment
Dan Sciscente

Dan Sciscente

Canadian entrepreneur Dan Sciscente says that Formula One Racing is a staple of entertainment in his home country and offers a rundown of the sport’s best.

Nino Farina

Dan Sciscente points out that, although Nino Farina only won one race in his career, this Italian driver is significant for winning the first ever Formula One championship in 1950. Before his time in the driver’s seat, Nino Farina was known as Dr. Giuseppe Farina, having earned his doctorate from the University of Turin, says Dan Sciscente. The well-born and ambitious “Gentleman of Turin” served his country as a Calvary officer and soldier in the tank regime before the lure of steel horses had him pushing modern mechanics to its limit.

Mario Andretti

According to Dan Sciscente, no mention of F1 drivers would be complete without noting Andretti, who is billed as one of the best performing Americans in the sport. With over 100 career wins, Andretti has proven over and over again that he is a force with which to be reckoned. Dan Sciscente points out that Andretti won the 1978 Dutch Grand Prix and today remains the most recent American to win an F1 race. A racing legend for over 50 years, Andretti is the only driver in history to win races across numerous venues over a five-decade time span, says Dan Sciscente.

Jack Brabham

Australian-born Jack Brabham began his racing career in 1948 driving midget cars, says Dan Sciscente. This former flight mechanic served the Royal Australian Air Force and owned his own successful engine shop before winning three F1 championships in 1959, 1960, and 1966. Dan Sciscente expresses a deep respect for Brabham as both a driver and as a vehicle manufacturer and designer. Brabham is the only driver in the F1 circuit to ever win a series World Championship behind the wheel of one of his own vehicles, mentions Dan Sciscente.

Jenson Button

Dan Sciscente says this 32 year old Brit won the 2009 F1 World Championship after finding an interest in racing early in life. According to Dan Sciscente, Button was only eight years old when his father, John Button, got him his very first open wheeled racing kart. The senior Button was well-known in England as a Rallycross driver in the 1970s, so it was no surprise that Jenson would follow in his father’s footsteps. Button is famous for being the youngest driver in history to claim victory in the European Super A Championship, points out Dan Sciscente.

Dan Sciscente has been an avid racing fan for as long as he can recall. This Canadian businessman says that when the Grand Prix stops in Montreal, he is one of the loudest supporters of the sport. Dan Sciscente’s favorite F1 competition car: the Ferrari. Sciscente hopes to one day own a 599 GTO.

Filed Under: General, Personal, Sports Tagged With: , , , ,

Texas Lending (TexasLending.com) Discusses Reverse Mortgages

July 18, 2012 By Leave a Comment

Texas LendingTexas Lending (TexasLending.com) handles more than 3,000 loans each year, and these include a wide variety of mortgage loan issues. Working directly with clients to explain all of their options is important to Texas Lending CEO Kevin Miller. He founded TexasLending.com with the vision of providing personalized service to each customer. Today, Texas Lending speaks to A Gathering of Experts about a topic that is drawing quite a few questions from today’s baby boomer generation–reverse mortgages.

A Gathering of Experts: We hear quite a bit about reverse mortgages. What does Texas Lending tell its customers about this type of loan?

Texas Lending: As baby boomers consider their options, reverse mortgages are a great tool for many. Texas Lending helps counsel all of our clients toward the best option for their own personal needs.  For some clients, that best option is a reverse mortgage.

A Gathering of Experts: Explain the basics of a reverse mortgage.

Texas Lending: A reverse mortgage allows homeowners over the age of sixty-two to receive their equity, either in lump sum form or as a monthly payment, or a line of credit, or a combination of all these options. Texas Lending often recommends reverse mortgages as an option for older homeowners who are having trouble making their monthly payment and cannot refinance using traditional means.

A Gathering of Experts: When someone contacts Texas Lending about reverse mortgages, will they be connected with a government-approved counselor?

Texas Lending: Yes. Texas Lending provides our clients with an expansive list of HUD approved counselors and the client chooses the one best suited for their location, timing and budget.

A Gathering of Experts: Could this be an option for seniors who are in danger of foreclosure?

Texas Lending: Yes! Because of the current state of the real estate market, many seniors can no longer afford their house payment. The Reverse allows the senior to payoff the loan with which they are struggling.

It is important to note,  some struggling seniors don’t have the option of selling their home and moving somewhere cheaper because they are underwater on their mortgages—meaning they owe more than the appraised value of their home. Texas Lending has been able to help some clients payoff these underwater mortgages using the Reverse as the tool to do it.

A Gathering of Experts: So when someone is approved for a reverse mortgage with Texas Lending, they might end up with no house payment.

Texas Lending: Absolutely! They definitely end up with no requirement to make a house payment. They do, however, have to continue to pay their property taxes and homeowners insurance.

If a client wants to make payments on the Reverse, they certainly can. Some seniors want a traditional refinance and cannot qualify due to today’s more stringent credit standards. The Reverse credit criteria are simpler. The senior may find this loan suits their needs and they can choose to repay the loan just like a traditional loan. It is their decision entirely!

A Gathering of Experts: We’ve heard there are some drawbacks to the reverse mortgage.

Texas Lending: Drawbacks? No. However, a reverse mortgage may not be for  everyone. We will make certain that applicants understand all of the terms before they enter into this type of mortgage. After working with a Texas Lending Consultant, an applicant will have all of the information they need about their available options in order to make an informed decision.

For more information, visit Texas Lending online at www.texaslending.com

TexasLending.com
4100 Alpha Rd. Suite 400
Dallas, TX 75244
NMLS# 137773

 

Filed Under: Finance, Real Estate Tagged With: , , , ,
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